Shopify Fee Calculator
Calculate Shopify fees, Shopify Payments fees, credit card processing fees, third-party transaction fees, PayPal fees, app costs, shipping costs, and net profit per order.
Compare Basic, Grow, Advanced, and Plus plans by country, payment gateway, revenue, and average order value.
Calculate to see results
Estimates only. Confirm exact rates, country rules, and gateway terms in Shopify admin and processor accounts.
What Is a Shopify Fee Calculator?
A Shopify Fee Calculator estimates Shopify transaction fees, payment processing charges, subscription costs, third-party gateway fees, app expenses, and net profit for Shopify stores.
Shopify merchants use this calculator to compare payment methods, choose the right Shopify plan, estimate fees per sale, and protect ecommerce margins.
The calculator supports Shopify Payments, PayPal, Stripe or external gateways, online credit card payments, in-person POS payments, international card payments, and country-based Shopify fees.
How Do Shopify Fees Work?
Shopify fees include 4 main cost groups: subscription fees, payment processing fees, third-party transaction fees, and optional app or operating costs.
| Shopify Fee Type | What It Means |
|---|---|
| Subscription fee | Fixed monthly Shopify plan cost |
| Payment processing fee | Card-processing fee charged per transaction |
| Transaction fee | Extra Shopify fee for third-party gateways |
| App cost | Monthly or percentage-based app expense |
| Shipping cost | Seller-paid fulfillment or delivery expense |
How Are Shopify Fees Calculated?
Shopify fees are calculated by combining payment processing fees, Shopify transaction fees, fixed per-order fees, subscription costs, app costs, and other ecommerce expenses.
Shopify Fee = (Order Value x Percentage Fee) + Fixed Transaction Fee
Net Profit = Revenue - Shopify Fees - Product Cost - Shipping Cost - App Cost - Other Costs
| Order Value | Processing Rate | Fixed Fee | Total Fee |
|---|---|---|---|
| $50 | 2.9% | $0.30 | $1.75 |
| $100 | 2.9% | $0.30 | $3.20 |
| $250 | 2.9% | $0.30 | $7.55 |
What Fees Does Shopify Charge Per Sale?
Shopify charges payment processing fees on each card transaction and additional transaction fees when a store uses a third-party payment gateway instead of Shopify Payments.
| Shopify Plan | Third-Party Transaction Fee |
|---|---|
| Basic | 2% |
| Grow | 1% |
| Advanced | 0.6% |
| Plus | 0.2% |
Shopify Payments removes the extra Shopify transaction fee, but card processing fees still apply.
What Are Shopify Payments Fees?
Shopify Payments fees are credit card processing charges applied to online and in-person transactions processed through Shopify's built-in payment system.
| Plan | Online Card Rate |
|---|---|
| Basic | 2.9% + $0.30 |
| Grow | 2.6% + $0.30 |
| Advanced | 2.4% + $0.30 |
What Is the Difference Between Shopify Payments and Transaction Fees?
Shopify Payments fees are card-processing charges, while Shopify transaction fees are extra platform fees added when merchants use third-party payment gateways.
| Fee Type | Applies When | Example |
|---|---|---|
| Shopify Payments fee | Customer pays by card through Shopify Payments | 2.9% + $0.30 |
| Third-party transaction fee | Store uses PayPal, Stripe direct, Authorize.net, or external gateway | 2%, 1%, 0.6%, or 0.2% |
| Gateway processing fee | External processor charges its own fee | PayPal or Stripe fee |
This distinction matters because third-party gateways can create double-layer fees: gateway processing plus Shopify's additional transaction fee.
How Does the Country Filter Change Shopify Fees?
The country filter changes currency, Shopify Payments rates, fixed card fees, international card fees, and plan prices.
| Country / Region | Currency | Local Fee Factors |
|---|---|---|
| United States | USD | US online and POS card rates |
| United Kingdom | GBP | UK card rates, international card fees |
| Canada | CAD | CAD pricing and domestic card rates |
| Australia | AUD | AUD pricing and local Shopify Payments rates |
| European Union | EUR | EU card fees and cross-border payments |
Shopify Fee Example by Country
| Region | Revenue | AOV | Main Cost Focus |
|---|---|---|---|
| US | $10,000 | $75 | card processing + plan choice |
| UK | £10,000 | £75 | GBP fees + international cards |
| Canada | CAD $10,000 | CAD $75 | CAD rates + cross-border customers |
| Australia | AUD $10,000 | AUD $75 | AUD fees + international card mix |
| EU | €10,000 | €75 | EUR fees + cross-border payments |
How Do Shopify Third-Party Gateway Fees Work?
Shopify third-party gateway fees apply when merchants process payments outside Shopify Payments. Third-party gateway examples include PayPal, Stripe direct, Authorize.net, Braintree, and regional payment providers.
Shopify charges the additional transaction fee on top of the processor's own fee.
How Do PayPal Fees Affect Shopify Stores?
PayPal fees affect Shopify profit because PayPal charges its own processing fee and Shopify can add a third-party transaction fee when PayPal is treated as an external gateway.
PayPal fee calculations matter for stores with PayPal Express Checkout, international buyers, high refund rates, low average order value, and multi-gateway checkout setups.
How Do Shopify Credit Card Fees Affect Profit?
Shopify credit card fees reduce profit on every card transaction because each order includes a percentage fee and a fixed per-order fee. Fixed fees affect low-AOV stores more.
| Order Value | Fixed Fee | Fixed Fee as % of Order |
|---|---|---|
| $20 | $0.30 | 1.5% |
| $50 | $0.30 | 0.6% |
| $100 | $0.30 | 0.3% |
Increasing average order value reduces the effective impact of fixed card fees.
When Is It Better to Upgrade Shopify Plans?
A Shopify plan upgrade becomes better when lower payment rates and lower third-party transaction fees save more money than the extra subscription cost.
| Monthly Revenue | Basic May Fit | Grow May Fit | Advanced May Fit |
|---|---|---|---|
| $5,000 | Yes | Usually no | No |
| $25,000 | Compare | Often yes | Usually no |
| $100,000 | No | Compare | Often yes |
What Shopify Fees Are Often Missed?
Shopify merchants often miss app costs, refund processing losses, international card fees, chargebacks, currency conversion, shipping apps, and third-party gateway layers.
Hidden Shopify cost areas include paid Shopify apps, theme purchases, international card fees, currency conversion fees, refund processing losses, chargeback fees, third-party gateway fees, shipping label costs, subscription app fees, and analytics app costs.
How Do Refunds Affect Shopify Fees?
Refunds affect Shopify fees because payment processing fees are often not fully returned after an order is refunded. Refund fees matter for fashion stores, footwear brands, international orders, subscription products, and high-return categories.
How Do App Fees Affect Shopify Profit?
Shopify app fees affect profit because stores often use paid apps for subscriptions, reviews, upsells, email marketing, shipping, returns, analytics, and product discovery.
App cost categories include upsell apps, subscription apps, review apps, email marketing apps, shipping apps, returns apps, analytics apps, and translation apps.
What Is the Best Shopify Fee Calculator Setup?
The best Shopify Fee Calculator uses a simple default mode, a country filter, plan comparison, payment method toggles, and an advanced cost section for app fees, refunds, international cards, and custom gateways.
Default mode includes country, monthly revenue, average order value, Shopify plan, and payment method. Advanced mode includes app costs, refund rate, international card percentage, third-party gateway rate, product cost, and shipping cost.
Shopify Fee Calculator FAQ
Shopify charges card processing fees on payments and extra transaction fees when merchants use third-party gateways. The exact amount depends on plan, country, payment method, and card type.
Shopify Payments fees are payment processing charges. Shopify transaction fees are extra platform charges applied when stores use third-party payment gateways instead of Shopify Payments.
Shopify does not add the extra third-party transaction fee when merchants use Shopify Payments. Standard credit card processing fees still apply to card transactions.
Calculate Shopify fees by multiplying order value by the payment fee percentage, adding the fixed transaction fee, then adding subscription, app, shipping, and gateway costs.
PayPal can create extra costs because PayPal charges its own processing fee, and Shopify may apply third-party transaction fees depending on payment setup and region.
Advanced and Plus usually have lower percentage fees, but Basic or Grow can be cheaper at lower revenue levels because subscription costs are lower.
Refunds can still leave merchants with payment processing losses because processing fees are not always fully returned after a refunded transaction.
The main calculator estimates Shopify transaction and payment fees. The advanced section can include seller-paid shipping costs for net profit modeling.